FEES & INSURANCE
what you will actually pay.
What you will find here is a complete, plain-language breakdown of every cost associated with this practice. No surprises.
This practice accepts Aetna insurance. For eligible clients with out-of-network benefits, Thrizer can be used to make sessions more affordable. For all others, please scroll below to see your options.
FEES & INSURANCE
pricing transparency.
In-Network with Aetna
Sessions can be billed directly to health insurance. For covered members, this means paying only an insurance copay or coinsurance amount at the time of service, rather than the full session rate.
Out-of-Network & Private Pay
Standard Session Fee: $280 per 53-minute session, applicable across all service types.
Payment Methods: Major credit cards, debit cards, and HSA/FSA accounts are accepted at the time of each appointment.
Insurance Reimbursement: A superbill is provided automatically after every session. This detailed invoice can be submitted directly to insurance providers to assist in seeking out-of-network reimbursement.
Not utilizing Aetna, but looking for more affordable options? Please explore the additional options and out-of-network pathways outlined below.
$280
INDIVIDUAL THERAPY SESSION
53 minute weekly or biweekly sessions via HIPAA-compliant telehealth
$280
INTAKE SESSION
53 minute initial assessment session at the start of therapy
$0
FREE CONSULTATION
15 minute introductory call, phone or video, to assess fit. No paperwork. No commitment.
ASK AT CONSULT
REDUCED RATE
Reduced-fee sessions for a limited number of early-career clinicians and trainees. Eligibility assessed at consultation.
INCLUDED
SUPERBILLS
Itemized receipts for out-of-network insurance reimbursement, provided after every session, at no charge.
For out-of-network benefits, contact your insurer and ask about CPT code 90837. Have questions?
INSURANCE & OUT-OF-NETWORK
YOU MAY BE
reimbursed.
For insurance plans other than Aetna, your plan may have out-of-network (OON) benefits, which may reimburse a portion of session costs, depending on your plan.
If you do have OON benefits, I have partnered with Thrizer to handle the out-of-network process automatically for you. They will take care of submitting and managing the claims for you, so you don't have to worry about submitting superbills. Once you meet your deductible, you also have the option to pay a reduced fee for our sessions, instead of needing to pay the full rate and waiting for a reimbursement check.
Please use the widget to check whether you have OON benefits and what your approximate expected fee would be post deductible.
This practice makes no guarantee of insurance reimbursement. For out-of-network care, you remain responsible for the session fee. Any eligible Thrizer payment arrangement and reimbursement depend on your plan and deductible.
Feel that it is better to understand Thrizer visually? No problem!
Check out this Thrizer Infographic and Thrizer Pay Example to learn more.
REDUCED RATE
cost should not
be a barrier.
A small number of reduced-fee slots are held specifically for early-career professionals, volunteers, students and trainees; for those who are often most in need of this kind of support and least able to access it at standard rates.
This is not a general income-based sliding scale. It is a specific, limited commitment to a specific population. If you are an early-career professional, volunteer, student or graduate trainee and cost is a genuine barrier, feel free to bring it up during the consultation.
PRE-LICENSED/CERTIFIED OR VOLUNTEER PROFESSIONALS
Associate, volunteer or intern level professionals or caregivers working towards licensure or certification
graduate trainees & STUDENTS
Associate, volunteer, student or intern level professionals or caregivers working towards entering their career field
early-career PROFESSIONALS
Early career professionals within the first two years of their career, for whom the standard rate poses a meaningful hardship.
Reduced rate slots are limited and not guaranteed. Availability, minimum fee and eligibility are determined at the clinician’s discretion. Reduced-fee arrangements are documented in writing as part of the Informed Consent.
CANCELLATION POLICY
what happens if you
need to cancel.
MORE THAN 48 HOURS
NO CHARGE
Cancellations made more than 48 hours before your scheduled session are free of charge. The session can be rescheduled without penalty.
LESS THAN 48 HOURS
FULL SESSION FEE
Late cancellations, within 48 hours of the session, are charged the full $280 session fee. This time was held for you and cannot be filled on short notice. Documented emergencies are handled with discretion.
NO SHOW
FULL SESSION FEE
Sessions missed without notice are charged the full $280 session fee. If something unexpected happens, reach out as soon as possible. This policy exists to protect the clinical relationship.
FEES FAQ
DO YOU ACCEPT INSURANCE?
This practice accepts Aetna insurance and provides superbills for all other insurances. For eligible clients with out-of-network benefits, Thrizer can be used to make sessions more affordable. See the Thrizer section of this page for eligibility details.
questions people actually
ask about fees.
WHen is payment due?
Payment is due at the time of each session. A card is kept on file securely through the practice management platform.
Will the fee ever change?
Fees are reviewed annually. If the rate changes, you will receive a minimum of 30 days’ written notice before any increase takes effect.
What payment methods are accepted?
Major credit and debit cards (Visa, Mastercard, Amex, Discover), HSA cards, and FSA cards. All payments are processed securely through a HIPAA-compliant platform. No cash or checks.
can i use my hsa or fsa?
Yes. HSA and FSA cards are accepted and can be used to pay session fees directly. Psychotherapy is a qualified medical expense under both plans.
what if i can’t afford the standard rate?
If you are an early-career professional, trainee, student or volunteer for whom cost is a genuine barrier, bring it up during the free consultation. See the sliding scale section of this page for eligibility details.
how do i submit a superbill?
Log into your insurance member portal or call the number on the back of your card. Most carriers have an online claim submission process. You submit the superbill; reimbursement comes to you directly.
is there a good faith estimate?
Yes. Under the No Surprises Act, you have the right to a written Good Faith Estimate before beginning services. Request one here or it will be provided as part of your intake paperwork.
BEGIN HERE
still have questions?
The free consultation is the place to ask them, about cost, about fit, about how this all works. Fifteen minutes. No paperwork. No commitment.
** Please note that virtual therapy may not be appropriate for every individual, situation or clinical concern. **